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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,824 | $160,028-33.2% | $147,080-27.4% | $145,884-26.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 23.27% | 98.60%-75.3pp | 420.17%-396.9pp | 551.85%-528.6pp |
| Employer contribution / active EE | $21,905 | $5,286+314.4% | $4,933+344.0% | $4,662+369.8% |
| Participant deferral / active EE | $21,905 | $8,422+160.1% | $8,066+171.6% | $6,690+227.4% |
| Admin fee / account holder | $405 | $15,030-97.3% | $12,989-96.9% | $13,392-97.0% |