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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,186 | $201,259-55.2% | $184,200-51.0% | $145,959-38.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 20.31% | 28.98%-8.7pp | 28.80%-8.5pp | 561.95%-541.6pp |
| Employer contribution / active EE | $19,589 | $7,018+179.1% | $6,424+204.9% | $4,661+320.3% |
| Participant deferral / active EE | $6,584 | $9,806-32.9% | $9,132-27.9% | $6,689-1.6% |
| Admin fee / account holder | $640 | $16,372-96.1% | $13,907-95.4% | $13,398-95.2% |