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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,226 | $108,882-93.4% | $96,754-92.5% | $154,746-95.3% |
| Participation rate | 63.6% | 75.1%-11.4pp | 70.3%-6.6pp | 80.7%-17.1pp |
| Annual return | 19.97% | 98.39%-78.4pp | 82.04%-62.1pp | 172.34%-152.4pp |
| Employer contribution / active EE | $1,150 | $3,018-61.9% | $2,679-57.1% | $4,379-73.7% |
| Participant deferral / active EE | $1,785 | $5,323-66.5% | $4,758-62.5% | $6,730-73.5% |
| Admin fee / account holder | $35 | $10,200-99.7% | $8,905-99.6% | $14,365-99.8% |