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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,411 | $149,040-85.6% | $120,225-82.2% | $137,256-84.4% |
| Participation rate | 66.7% | 75.4%-8.8pp | 69.6%-2.9pp | 80.0%-13.3pp |
| Annual return | 18.45% | 605.68%-587.2pp | 439.23%-420.8pp | 220.34%-201.9pp |
| Employer contribution / active EE | $1,797 | $4,350-58.7% | $3,475-48.3% | $4,156-56.8% |
| Participant deferral / active EE | $1,797 | $4,655-61.4% | $3,999-55.1% | $6,407-72.0% |
| Admin fee / account holder | $1,338 | $6,348-78.9% | $5,696-76.5% | $12,270-89.1% |