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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,019 | $211,288-87.7% | $178,540-85.4% | $145,884-82.2% |
| Participation rate | 85.0% | 80.8%+4.2pp | 77.1%+7.9pp | 80.3%+4.7pp |
| Annual return | 18.05% | 30.27%-12.2pp | 27.15%-9.1pp | 551.85%-533.8pp |
| Employer contribution / active EE | $3,335 | $4,574-27.1% | $3,953-15.6% | $4,662-28.5% |
| Participant deferral / active EE | $6,693 | $6,967-3.9% | $6,281+6.6% | $6,6900% |
| Admin fee / account holder | $756 | $12,105-93.8% | $10,424-92.7% | $13,392-94.4% |