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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,019 | $211,239-87.7% | $178,528-85.4% | $145,877-82.2% |
| Participation rate | 85.0% | 80.8%+4.2pp | 77.1%+7.9pp | 80.3%+4.7pp |
| Annual return | 18.05% | 30.22%-12.2pp | 27.11%-9.1pp | 551.28%-533.2pp |
| Employer contribution / active EE | $3,335 | $4,570-27.0% | $3,950-15.6% | $4,663-28.5% |
| Participant deferral / active EE | $6,693 | $6,963-3.9% | $6,278+6.6% | $6,6910% |
| Admin fee / account holder | $756 | $12,095-93.7% | $10,419-92.7% | $13,402-94.4% |