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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,731 | $180,749-49.2% | $160,784-42.9% | $137,256-33.2% |
| Participation rate | 80.0% | 80.0%0pp | 77.0%+3.0pp | 80.0%0pp |
| Annual return | 16.96% | 2234.46%-2217.5pp | 1803.92%-1787.0pp | 220.34%-203.4pp |
| Employer contribution / active EE | $4,371 | $4,155+5.2% | $3,733+17.1% | $4,156+5.2% |
| Participant deferral / active EE | $7,224 | $6,844+5.5% | $6,293+14.8% | $6,407+12.8% |
| Admin fee / account holder | $10,593 | $10,397+1.9% | $9,717+9.0% | $12,270-13.7% |