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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,075 | $211,224-85.3% | $178,505-82.6% | $145,897-78.7% |
| Participation rate | 90.9% | 80.8%+10.1pp | 77.1%+13.8pp | 80.3%+10.6pp |
| Annual return | 17.24% | 30.28%-13.0pp | 27.16%-9.9pp | 552.29%-535.0pp |
| Employer contribution / active EE | $4,818 | $4,577+5.3% | $3,955+21.8% | $4,663+3.3% |
| Participant deferral / active EE | $8,125 | $6,966+16.6% | $6,280+29.4% | $6,689+21.5% |
| Admin fee / account holder | $6,520 | $12,109-46.2% | $10,428-37.5% | $13,390-51.3% |