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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,075 | $211,239-85.3% | $178,528-82.6% | $145,877-78.7% |
| Participation rate | 90.9% | 80.8%+10.1pp | 77.1%+13.8pp | 80.3%+10.6pp |
| Annual return | 17.24% | 30.22%-13.0pp | 27.11%-9.9pp | 551.28%-534.0pp |
| Employer contribution / active EE | $4,818 | $4,570+5.4% | $3,950+22.0% | $4,663+3.3% |
| Participant deferral / active EE | $8,125 | $6,963+16.7% | $6,278+29.4% | $6,691+21.4% |
| Admin fee / account holder | $6,520 | $12,095-46.1% | $10,419-37.4% | $13,402-51.3% |