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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,235 | $117,846-85.4% | $102,434-83.2% | $145,884-88.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 14.72% | 31.90%-17.2pp | 29.46%-14.7pp | 551.85%-537.1pp |
| Employer contribution / active EE | $3,391 | $3,615-6.2% | $3,023+12.2% | $4,662-27.3% |
| Participant deferral / active EE | $6,038 | $5,733+5.3% | $5,055+19.4% | $6,690-9.7% |
| Admin fee / account holder | $610 | $13,356-95.4% | $9,462-93.6% | $13,392-95.4% |