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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $976,047 | $114,013+756.1% | $103,693+841.3% | $155,188+528.9% |
| Participation rate | 80.0% | 75.2%+4.8pp | 72.6%+7.4pp | 80.8%-0.8pp |
| Annual return | 12.78% | 49.31%-36.5pp | 47.61%-34.8pp | 148.84%-136.1pp |
| Employer contribution / active EE | $3,842 | $3,131+22.7% | $2,920+31.6% | $4,248-9.5% |
| Participant deferral / active EE | $13,608 | $4,970+173.8% | $4,579+197.2% | $6,531+108.4% |
| Admin fee / account holder | $5,678 | $8,407-32.5% | $7,858-27.7% | $14,480-60.8% |