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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $976,047 | $102,595+851.4% | $94,057+937.7% | $154,746+530.7% |
| Participation rate | 80.0% | 76.0%+4.0pp | 73.3%+6.7pp | 80.7%-0.7pp |
| Annual return | 12.78% | 583.42%-570.6pp | 480.62%-467.8pp | 172.34%-159.6pp |
| Employer contribution / active EE | $3,842 | $3,147+22.1% | $2,933+31.0% | $4,379-12.3% |
| Participant deferral / active EE | $13,608 | $5,118+165.9% | $4,709+189.0% | $6,730+102.2% |
| Admin fee / account holder | $5,678 | $7,736-26.6% | $7,244-21.6% | $14,365-60.5% |