Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 3-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,492 | $80,731-63.5% | $103,374-71.5% | $74,546-60.4% |
| Participation rate | 43.7% | 65.7%-22.0pp | 74.5%-30.8pp | 67.2%-23.5pp |
| Annual return | 15.75% | 27.56%-11.8pp | 24.89%-9.1pp | 1366.03%-1350.3pp |
| Employer contribution / active EE | $1,829 | $3,158-42.1% | $3,869-52.7% | $2,624-30.3% |
| Participant deferral / active EE | $3,168 | $3,860-17.9% | $5,058-37.4% | $4,347-27.1% |
| Admin fee / account holder | $4,299 | $2,369+81.5% | $8,394-48.8% | $1,944+121.2% |