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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $648,210 | $108,912+495.2% | $100,383+545.7% | $145,959+344.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 6.19% | 57.96%-51.8pp | 49.26%-43.1pp | 561.95%-555.8pp |
| Employer contribution / active EE | $12,862 | $4,423+190.8% | $3,944+226.1% | $4,661+176.0% |
| Participant deferral / active EE | $10,696 | $8,451+26.6% | $8,086+32.3% | $6,689+59.9% |
| Admin fee / account holder | $4,968 | $9,690-48.7% | $7,900-37.1% | $13,398-62.9% |