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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $648,210 | $108,911+495.2% | $100,392+545.7% | $145,884+344.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 6.19% | 58.23%-52.0pp | 49.45%-43.3pp | 551.85%-545.7pp |
| Employer contribution / active EE | $12,862 | $4,420+191.0% | $3,941+226.3% | $4,662+175.9% |
| Participant deferral / active EE | $10,696 | $8,459+26.4% | $8,090+32.2% | $6,690+59.9% |
| Admin fee / account holder | $4,968 | $9,698-48.8% | $7,904-37.1% | $13,392-62.9% |