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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,306 | $154,228-55.7% | $145,433-53.0% | $137,256-50.2% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 20.86% | 74.59%-53.7pp | 66.58%-45.7pp | 220.34%-199.5pp |
| Employer contribution / active EE | $2,962 | $4,804-38.3% | $4,554-35.0% | $4,156-28.7% |
| Participant deferral / active EE | $11,298 | $8,216+37.5% | $7,897+43.1% | $6,407+76.3% |
| Admin fee / account holder | $1,886 | $14,344-86.9% | $13,129-85.6% | $12,270-84.6% |