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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,175 | $136,860-86.0% | $120,344-84.1% | $154,746-87.6% |
| Participation rate | 77.3% | 79.9%-2.6pp | 76.7%+0.6pp | 80.7%-3.4pp |
| Annual return | 21.12% | 21.38%-0.3pp | 20.30%+0.8pp | 172.34%-151.2pp |
| Employer contribution / active EE | $999 | $3,533-71.7% | $3,020-66.9% | $4,379-77.2% |
| Participant deferral / active EE | $2,110 | $5,793-63.6% | $5,135-58.9% | $6,730-68.7% |
| Admin fee / account holder | $787 | $15,393-94.9% | $12,742-93.8% | $14,365-94.5% |