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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,492 | $150,197-78.4% | $120,368-73.0% | $145,959-77.7% |
| Participation rate | 23.1% | 78.8%-55.7pp | 71.9%-48.8pp | 80.3%-57.2pp |
| Annual return | 14.75% | 154.26%-139.5pp | 107.26%-92.5pp | 561.95%-547.2pp |
| Employer contribution / active EE | $953 | $4,350-78.1% | $3,465-72.5% | $4,661-79.5% |
| Participant deferral / active EE | $2,306 | $6,174-62.6% | $4,991-53.8% | $6,689-65.5% |
| Admin fee / account holder | $850 | $12,216-93.0% | $9,429-91.0% | $13,398-93.7% |