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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,492 | $150,346-78.4% | $120,524-73.0% | $145,877-77.7% |
| Participation rate | 23.1% | 78.8%-55.7pp | 71.9%-48.9pp | 80.3%-57.2pp |
| Annual return | 14.75% | 154.40%-139.7pp | 107.36%-92.6pp | 551.28%-536.5pp |
| Employer contribution / active EE | $953 | $4,353-78.1% | $3,469-72.5% | $4,663-79.6% |
| Participant deferral / active EE | $2,306 | $6,172-62.6% | $4,994-53.8% | $6,691-65.5% |
| Admin fee / account holder | $850 | $12,215-93.0% | $9,440-91.0% | $13,402-93.7% |