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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,492 | $150,412-78.4% | $120,574-73.1% | $145,884-77.7% |
| Participation rate | 23.1% | 78.8%-55.7pp | 71.9%-48.9pp | 80.3%-57.2pp |
| Annual return | 14.75% | 154.50%-139.7pp | 107.42%-92.7pp | 551.85%-537.1pp |
| Employer contribution / active EE | $953 | $4,355-78.1% | $3,471-72.5% | $4,662-79.6% |
| Participant deferral / active EE | $2,306 | $6,175-62.7% | $4,996-53.8% | $6,690-65.5% |
| Admin fee / account holder | $850 | $12,224-93.0% | $9,445-91.0% | $13,392-93.7% |