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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,035 | $86,940-33.2% | $102,434-43.3% | $80,935-28.3% |
| Participation rate | 81.1% | 72.4%+8.7pp | 76.5%+4.6pp | 67.7%+13.4pp |
| Annual return | 12.78% | 18.89%-6.1pp | 29.46%-16.7pp | 35.66%-22.9pp |
| Employer contribution / active EE | $3,453 | $2,370+45.7% | $3,023+14.2% | $2,757+25.3% |
| Participant deferral / active EE | $5,313 | $4,121+28.9% | $5,055+5.1% | $4,299+23.6% |
| Admin fee / account holder | $4,566 | $8,047-43.3% | $9,462-51.7% | $6,924-34.1% |