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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,216 | $178,174-87.0% | $156,181-85.1% | $137,256-83.1% |
| Participation rate | 81.3% | 82.0%-0.8pp | 78.8%+2.4pp | 80.0%+1.3pp |
| Annual return | 24.92% | 84.19%-59.3pp | 64.87%-40.0pp | 220.34%-195.4pp |
| Employer contribution / active EE | $3,476 | $4,972-30.1% | $4,294-19.0% | $4,156-16.4% |
| Participant deferral / active EE | $5,034 | $6,888-26.9% | $6,132-17.9% | $6,407-21.4% |
| Admin fee / account holder | $1,768 | $17,404-89.8% | $14,586-87.9% | $12,270-85.6% |