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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,290 | $166,268-91.4% | $165,100-91.3% | $145,897-90.2% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.6%+10.3pp | 80.3%+8.6pp |
| Annual return | 11.96% | 100.52%-88.6pp | 70.21%-58.3pp | 552.29%-540.3pp |
| Employer contribution / active EE | $3,508 | $5,284-33.6% | $4,348-19.3% | $4,663-24.8% |
| Participant deferral / active EE | $6,436 | $6,964-7.6% | $6,035+6.6% | $6,689-3.8% |
| Admin fee / account holder | $15,691 | $16,659-5.8% | $12,696+23.6% | $13,390+17.2% |