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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,517 | $59,440-57.1% | $78,004-67.3% | $82,637-69.1% |
| Participation rate | 96.2% | 62.8%+33.3pp | 69.4%+26.7pp | 68.1%+28.1pp |
| Annual return | 23.41% | 40.24%-16.8pp | 31.07%-7.7pp | 53.51%-30.1pp |
| Employer contribution / active EE | $3,171 | $1,750+81.2% | $2,469+28.4% | $2,552+24.2% |
| Participant deferral / active EE | $5,230 | $3,138+66.7% | $4,092+27.8% | $4,126+26.8% |
| Admin fee / account holder | $829 | $5,504-84.9% | $7,578-89.1% | $7,339-88.7% |