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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,658 | $49,024+129.8% | $112,860-0.2% | $87,485+28.8% |
| Participation rate | 3.3% | 62.2%-58.9pp | 66.3%-63.0pp | 68.9%-65.7pp |
| Annual return | 19.75% | 43.86%-24.1pp | 35.26%-15.5pp | 26.06%-6.3pp |
| Employer contribution / active EE | $119 | $1,290-90.8% | $2,206-94.6% | $2,596-95.4% |
| Participant deferral / active EE | $716 | $2,209-67.6% | $3,493-79.5% | $4,274-83.2% |
| Admin fee / account holder | $45 | $6,266-99.3% | $6,841-99.3% | $7,775-99.4% |