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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,889 | $25,014+219.4% | $69,632+14.7% | $80,959-1.3% |
| Participation rate | 3.9% | 64.2%-60.3pp | 66.4%-62.5pp | 67.7%-63.7pp |
| Annual return | 13.85% | 19.08%-5.2pp | 101.32%-87.5pp | 35.67%-21.8pp |
| Employer contribution / active EE | $151 | $991-84.8% | $1,708-91.2% | $2,757-94.5% |
| Participant deferral / active EE | $902 | $1,840-51.0% | $2,889-68.8% | $4,300-79.0% |
| Admin fee / account holder | $25 | $2,491-99.0% | $4,695-99.5% | $6,925-99.6% |