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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,980 | $124,425-17.2% | $112,040-8.1% | $137,256-25.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 11.18% | 24.72%-13.5pp | 24.52%-13.3pp | 220.34%-209.2pp |
| Employer contribution / active EE | $923 | $3,411-72.9% | $2,954-68.8% | $4,156-77.8% |
| Participant deferral / active EE | $18,270 | $5,718+219.5% | $5,098+258.4% | $6,407+185.2% |
| Admin fee / account holder | $2,189 | $15,207-85.6% | $12,098-81.9% | $12,270-82.2% |