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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,341 | $106,749-66.9% | $145,433-75.7% | $82,448-57.1% |
| Participation rate | 96.4% | 75.6%+20.8pp | 82.1%+14.3pp | 68.1%+28.4pp |
| Annual return | 9.32% | 27.59%-18.3pp | 66.58%-57.3pp | 41.64%-32.3pp |
| Employer contribution / active EE | $3,932 | $3,444+14.2% | $4,554-13.7% | $2,551+54.1% |
| Participant deferral / active EE | $8,882 | $6,519+36.3% | $7,897+12.5% | $4,139+114.6% |
| Admin fee / account holder | $3,740 | $8,390-55.4% | $13,129-71.5% | $7,234-48.3% |