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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,341 | $99,875-64.6% | $146,866-75.9% | $86,983-59.4% |
| Participation rate | 96.4% | 75.8%+20.6pp | 82.5%+13.9pp | 69.5%+26.9pp |
| Annual return | 9.32% | 28.10%-18.8pp | 102.85%-93.5pp | 25.83%-16.5pp |
| Employer contribution / active EE | $3,932 | $3,224+22.0% | $4,425-11.1% | $2,584+52.1% |
| Participant deferral / active EE | $8,882 | $6,322+40.5% | $7,759+14.5% | $4,194+111.8% |
| Admin fee / account holder | $3,740 | $7,838-52.3% | $13,620-72.5% | $7,856-52.4% |