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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,341 | $106,864-66.9% | $147,318-76.0% | $82,637-57.2% |
| Participation rate | 96.4% | 75.5%+20.9pp | 82.1%+14.4pp | 68.1%+28.4pp |
| Annual return | 9.32% | 27.49%-18.2pp | 70.43%-61.1pp | 53.51%-44.2pp |
| Employer contribution / active EE | $3,932 | $3,417+15.1% | $4,593-14.4% | $2,552+54.1% |
| Participant deferral / active EE | $8,882 | $6,496+36.7% | $7,906+12.3% | $4,126+115.3% |
| Admin fee / account holder | $3,740 | $8,415-55.6% | $13,708-72.7% | $7,339-49.0% |