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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,497 | $88,754+53.8% | $81,820+66.8% | $145,877-6.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.80% | 1031.77%-1021.0pp | 777.93%-767.1pp | 551.28%-540.5pp |
| Employer contribution / active EE | $3,105 | $3,085+0.6% | $2,915+6.5% | $4,663-33.4% |
| Participant deferral / active EE | $16,411 | $4,648+253.1% | $4,323+279.7% | $6,691+145.3% |
| Admin fee / account holder | $8,451 | $8,424+0.3% | $7,391+14.3% | $13,402-36.9% |