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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,028 | $172,111-58.2% | $150,298-52.1% | $137,256-47.5% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 19.44% | 69.37%-49.9pp | 62.79%-43.3pp | 220.34%-200.9pp |
| Employer contribution / active EE | $2,840 | $4,636-38.8% | $4,154-31.6% | $4,156-31.7% |
| Participant deferral / active EE | $3,759 | $6,166-39.0% | $5,453-31.1% | $6,407-41.3% |
| Admin fee / account holder | $1,745 | $16,471-89.4% | $14,116-87.6% | $12,270-85.8% |