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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,656 | $94,031-40.8% | $115,768-51.9% | $82,448-32.5% |
| Participation rate | 95.5% | 70.4%+25.0pp | 74.4%+21.1pp | 68.1%+27.4pp |
| Annual return | 23.81% | 20.61%+3.2pp | 100.46%-76.6pp | 41.64%-17.8pp |
| Employer contribution / active EE | $0 | $2,323-100.0% | $2,940-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $25,829 | $3,972+550.3% | $4,917+425.3% | $4,139+524.0% |
| Admin fee / account holder | $13,033 | $10,249+27.2% | $12,439+4.8% | $7,234+80.1% |