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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,943 | $87,132-51.9% | $105,624-60.3% | $80,959-48.2% |
| Participation rate | 94.9% | 70.4%+24.4pp | 75.3%+19.6pp | 67.7%+27.2pp |
| Annual return | 19.38% | 17.03%+2.3pp | 116.20%-96.8pp | 35.67%-16.3pp |
| Employer contribution / active EE | $0 | $2,397-100.0% | $3,168-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $14,196 | $3,985+256.2% | $5,013+183.2% | $4,300+230.1% |
| Admin fee / account holder | $14,269 | $8,449+68.9% | $10,961+30.2% | $6,925+106.0% |