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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,713 | $25,014-89.2% | $69,632-96.1% | $80,959-96.6% |
| Participation rate | 92.1% | 64.2%+27.9pp | 66.4%+25.7pp | 67.7%+24.4pp |
| Annual return | 20.27% | 19.08%+1.2pp | 101.32%-81.1pp | 35.67%-15.4pp |
| Employer contribution / active EE | $713 | $991-28.1% | $1,708-58.3% | $2,757-74.2% |
| Participant deferral / active EE | $1,254 | $1,840-31.8% | $2,889-56.6% | $4,300-70.8% |
| Admin fee / account holder | $538 | $2,491-78.4% | $4,695-88.5% | $6,925-92.2% |