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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,111 | $88,778-92.0% | $81,844-91.3% | $145,884-95.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.29% | 1033.03%-1018.7pp | 778.87%-764.6pp | 551.85%-537.6pp |
| Employer contribution / active EE | $4,611 | $3,087+49.4% | $2,916+58.1% | $4,662-1.1% |
| Participant deferral / active EE | $7,416 | $4,648+59.5% | $4,323+71.5% | $6,690+10.9% |
| Admin fee / account holder | $2,494 | $8,430-70.4% | $7,355-66.1% | $13,392-81.4% |