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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,022 | $129,737-90.0% | $119,126-89.1% | $154,746-91.6% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 30.19% | 379.08%-348.9pp | 282.11%-251.9pp | 172.34%-142.2pp |
| Employer contribution / active EE | $1,751 | $4,375-60.0% | $4,034-56.6% | $4,379-60.0% |
| Participant deferral / active EE | $5,679 | $5,842-2.8% | $5,318+6.8% | $6,730-15.6% |
| Admin fee / account holder | $556 | $11,961-95.4% | $10,693-94.8% | $14,365-96.1% |