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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,854 | $108,882-34.9% | $96,754-26.8% | $154,746-54.2% |
| Participation rate | 66.7% | 75.1%-8.4pp | 70.3%-3.6pp | 80.7%-14.0pp |
| Annual return | 18.59% | 98.39%-79.8pp | 82.04%-63.4pp | 172.34%-153.7pp |
| Employer contribution / active EE | $879 | $3,018-70.9% | $2,679-67.2% | $4,379-79.9% |
| Participant deferral / active EE | $11,590 | $5,323+117.8% | $4,758+143.6% | $6,730+72.2% |
| Admin fee / account holder | $256 | $10,200-97.5% | $8,905-97.1% | $14,365-98.2% |