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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,951 | $100,203-12.2% | $85,240+3.2% | $145,897-39.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 8.18% | 84.28%-76.1pp | 66.75%-58.6pp | 552.29%-544.1pp |
| Employer contribution / active EE | $520 | $3,242-84.0% | $2,735-81.0% | $4,663-88.8% |
| Participant deferral / active EE | $11,050 | $5,299+108.5% | $4,527+144.1% | $6,689+65.2% |
| Admin fee / account holder | $341 | $7,265-95.3% | $6,165-94.5% | $13,390-97.5% |