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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,598 | $183,539-81.7% | $155,556-78.4% | $145,897-77.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 31.73% | 61.31%-29.6pp | 64.84%-33.1pp | 552.29%-520.6pp |
| Employer contribution / active EE | $2,112 | $5,315-60.3% | $4,675-54.8% | $4,663-54.7% |
| Participant deferral / active EE | $8,677 | $6,467+34.2% | $5,631+54.1% | $6,689+29.7% |
| Admin fee / account holder | $1,377 | $19,275-92.9% | $15,885-91.3% | $13,390-89.7% |