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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,672 | $156,398-3.0% | $147,318+3.0% | $138,895+9.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.79% | 78.75%-64.0pp | 70.43%-55.6pp | 145.39%-130.6pp |
| Employer contribution / active EE | $59 | $4,853-98.8% | $4,593-98.7% | $4,194-98.6% |
| Participant deferral / active EE | $4,781 | $8,237-42.0% | $7,906-39.5% | $6,396-25.3% |
| Admin fee / account holder | $1,607 | $14,976-89.3% | $13,708-88.3% | $12,562-87.2% |