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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,082 | $72,071-9.7% | $68,368-4.8% | $137,256-52.6% |
| Participation rate | 66.7% | 76.2%-9.6pp | 73.8%-7.1pp | 80.0%-13.3pp |
| Annual return | 38.85% | 353.14%-314.3pp | 292.57%-253.7pp | 220.34%-181.5pp |
| Employer contribution / active EE | $1,183 | $2,788-57.6% | $2,649-55.3% | $4,156-71.5% |
| Participant deferral / active EE | $15,333 | $4,410+247.7% | $4,123+271.9% | $6,407+139.3% |
| Admin fee / account holder | $264 | $5,336-95.1% | $5,150-94.9% | $12,270-97.9% |