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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,082 | $70,366-7.5% | $66,674-2.4% | $138,895-53.1% |
| Participation rate | 66.7% | 76.2%-9.5pp | 73.7%-7.0pp | 79.9%-13.3pp |
| Annual return | 38.85% | 386.41%-347.6pp | 321.24%-282.4pp | 145.39%-106.5pp |
| Employer contribution / active EE | $1,183 | $2,765-57.2% | $2,620-54.8% | $4,194-71.8% |
| Participant deferral / active EE | $15,333 | $4,374+250.5% | $4,084+275.4% | $6,396+139.7% |
| Admin fee / account holder | $264 | $5,262-95.0% | $5,098-94.8% | $12,562-97.9% |