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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,422 | $88,672-42.0% | $105,223-51.1% | $82,448-37.6% |
| Participation rate | 54.1% | 67.9%-13.9pp | 75.0%-21.0pp | 68.1%-14.0pp |
| Annual return | 17.05% | 30.86%-13.8pp | 180.65%-163.6pp | 41.64%-24.6pp |
| Employer contribution / active EE | $2,125 | $3,048-30.3% | $3,689-42.4% | $2,551-16.7% |
| Participant deferral / active EE | $4,315 | $4,036+6.9% | $5,072-14.9% | $4,139+4.2% |
| Admin fee / account holder | $2,984 | $7,146-58.2% | $8,859-66.3% | $7,234-58.8% |