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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,422 | $89,259-42.4% | $107,187-52.0% | $82,637-37.8% |
| Participation rate | 54.1% | 67.9%-13.9pp | 75.0%-21.0pp | 68.1%-14.0pp |
| Annual return | 17.05% | 21.02%-4.0pp | 204.55%-187.5pp | 53.51%-36.5pp |
| Employer contribution / active EE | $2,125 | $3,080-31.0% | $3,782-43.8% | $2,552-16.8% |
| Participant deferral / active EE | $4,315 | $4,037+6.9% | $5,096-15.3% | $4,126+4.6% |
| Admin fee / account holder | $2,984 | $7,381-59.6% | $9,162-67.4% | $7,339-59.3% |