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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,669 | $114,119-69.6% | $107,187-67.7% | $138,895-75.0% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 79.9%-19.9pp |
| Annual return | 26.22% | 273.21%-247.0pp | 204.55%-178.3pp | 145.39%-119.2pp |
| Employer contribution / active EE | $3,307 | $4,059-18.5% | $3,782-12.6% | $4,194-21.1% |
| Participant deferral / active EE | $3,307 | $5,538-40.3% | $5,096-35.1% | $6,396-48.3% |
| Admin fee / account holder | $65 | $10,024-99.4% | $9,162-99.3% | $12,562-99.5% |