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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,669 | $111,535-68.9% | $105,223-67.1% | $137,256-74.7% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 80.0%-20.0pp |
| Annual return | 26.22% | 237.85%-211.6pp | 180.65%-154.4pp | 220.34%-194.1pp |
| Employer contribution / active EE | $3,307 | $3,939-16.0% | $3,689-10.3% | $4,156-20.4% |
| Participant deferral / active EE | $3,307 | $5,500-39.9% | $5,072-34.8% | $6,407-48.4% |
| Admin fee / account holder | $65 | $9,721-99.3% | $8,859-99.3% | $12,270-99.5% |