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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $29,872 |
Filed as: KESTRA ADVISORY SERVICES Service code 15 · EIN 35-2552359 | Recordkeeping | $24,318 |
ADP BROKER-DEALER4 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,192 | $89,465-80.8% | $165,071-89.6% | $77,736-77.9% |
| Participation rate | 89.4% | 78.6%+10.7pp | 78.6%+10.8pp | 70.6%+18.8pp |
| Annual return | 17.26% | 28.86%-11.6pp | 70.17%-52.9pp | 31.26%-14.0pp |
| Employer contribution / active EE | $1,674 | $2,565-34.7% | $4,347-61.5% | $2,728-38.6% |
| Participant deferral / active EE | $3,544 | $4,904-27.7% | $6,035-41.3% | $4,651-23.8% |
| Admin fee / account holder | $158 | $340-53.5% | $12,695-98.8% | $433-63.5% |