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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,313 | $115,225+28.7% | $100,712+47.3% | $138,895+6.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 287.29% | 40.35%+246.9pp | 33.27%+254.0pp | 145.39%+141.9pp |
| Employer contribution / active EE | $2,037 | $2,771-26.5% | $2,313-11.9% | $4,194-51.4% |
| Participant deferral / active EE | $3,575 | $4,699-23.9% | $4,085-12.5% | $6,396-44.1% |
| Admin fee / account holder | $6,359 | $10,844-41.4% | $9,256-31.3% | $12,562-49.4% |