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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,832 | $25,014-72.7% | $69,632-90.2% | $80,959-91.6% |
| Participation rate | 80.3% | 64.2%+16.1pp | 66.4%+13.9pp | 67.7%+12.6pp |
| Annual return | 15.34% | 19.08%-3.7pp | 101.32%-86.0pp | 35.67%-20.3pp |
| Employer contribution / active EE | $649 | $991-34.5% | $1,708-62.0% | $2,757-76.5% |
| Participant deferral / active EE | $1,701 | $1,840-7.5% | $2,889-41.1% | $4,300-60.4% |
| Admin fee / account holder | $1,619 | $2,491-35.0% | $4,695-65.5% | $6,925-76.6% |