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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,154 | $160,028-46.8% | $147,080-42.1% | $145,884-41.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.26% | 98.60%-81.3pp | 420.17%-402.9pp | 551.85%-534.6pp |
| Employer contribution / active EE | $5,279 | $5,286-0.1% | $4,933+7.0% | $4,662+13.2% |
| Participant deferral / active EE | $17,047 | $8,422+102.4% | $8,066+111.3% | $6,690+154.8% |
| Admin fee / account holder | $2,120 | $15,030-85.9% | $12,989-83.7% | $13,392-84.2% |