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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,973 | $60,442-67.0% | $96,754-79.4% | $87,485-77.2% |
| Participation rate | 18.3% | 58.7%-40.4pp | 70.3%-52.0pp | 68.9%-50.7pp |
| Annual return | 21.23% | 21.97%-0.7pp | 82.04%-60.8pp | 26.06%-4.8pp |
| Employer contribution / active EE | $0 | $1,691-100.0% | $2,679-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,083 | $3,280-67.0% | $4,758-77.2% | $4,274-74.7% |
| Admin fee / account holder | $229 | $5,069-95.5% | $8,905-97.4% | $7,775-97.1% |