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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,612 | $167,415-77.5% | $140,514-73.2% | $198,609-81.1% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 22.15% | 13.85%+8.3pp | 14.36%+7.8pp | 202.70%-180.5pp |
| Employer contribution / active EE | $4,496 | $4,088+10.0% | $3,378+33.1% | $5,055-11.1% |
| Participant deferral / active EE | $7,868 | $5,579+41.0% | $4,919+60.0% | $6,977+12.8% |
| Admin fee / account holder | $1,039 | $16,730-93.8% | $13,697-92.4% | $19,030-94.5% |