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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,237 | $73,459+2.4% | $178,528-57.9% | $74,429+1.1% |
| Participation rate | 62.2% | 66.5%-4.4pp | 77.1%-14.9pp | 67.2%-5.0pp |
| Annual return | 17.13% | 17.50%-0.4pp | 27.11%-10.0pp | 1368.38%-1351.2pp |
| Employer contribution / active EE | $1,848 | $2,219-16.7% | $3,950-53.2% | $2,625-29.6% |
| Participant deferral / active EE | $7,977 | $4,515+76.7% | $6,278+27.1% | $4,348+83.5% |
| Admin fee / account holder | $6,453 | $1,812+256.2% | $10,419-38.1% | $1,944+231.9% |