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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,237 | $73,397+2.5% | $178,014-57.7% | $74,546+0.9% |
| Participation rate | 62.2% | 66.6%-4.4pp | 77.1%-14.9pp | 67.2%-5.0pp |
| Annual return | 17.13% | 17.49%-0.4pp | 294.80%-277.7pp | 1366.03%-1348.9pp |
| Employer contribution / active EE | $1,848 | $2,217-16.7% | $3,950-53.2% | $2,624-29.6% |
| Participant deferral / active EE | $7,977 | $4,512+76.8% | $6,276+27.1% | $4,347+83.5% |
| Admin fee / account holder | $6,453 | $1,809+256.7% | $10,362-37.7% | $1,944+232.0% |