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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,984 | $102,393-60.0% | $147,041-72.1% | $80,911-49.3% |
| Participation rate | 91.8% | 75.9%+16.0pp | 82.2%+9.7pp | 67.6%+24.2pp |
| Annual return | 18.22% | 134.95%-116.7pp | 419.21%-401.0pp | 35.63%-17.4pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,935-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $14,455 | $6,647+117.5% | $8,071+79.1% | $4,297+236.4% |
| Admin fee / account holder | $3,958 | $7,943-50.2% | $13,006-69.6% | $6,935-42.9% |