Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 3-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,358 | $23,330-81.3% | $64,489-93.2% | $82,448-94.7% |
| Participation rate | 69.9% | 68.3%+1.6pp | 67.7%+2.2pp | 68.1%+1.8pp |
| Annual return | 20.68% | 83.66%-63.0pp | 55.03%-34.3pp | 41.64%-21.0pp |
| Employer contribution / active EE | $470 | $824-43.0% | $1,523-69.2% | $2,551-81.6% |
| Participant deferral / active EE | $939 | $1,707-45.0% | $2,778-66.2% | $4,139-77.3% |
| Admin fee / account holder | $611 | $2,946-79.3% | $4,260-85.7% | $7,234-91.6% |