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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $45,487 |
UBS FINANCIAL SERVICES INC4 years Service code 27 315 DEADERICK ST 5TH FL · NASHVILLE, TN 37238 | Advisory (Plan) | $30,029 |
Filed as: EXECUTIVE RETIREMENT PLANS Service code 13 4314 MADERA CREEK LANE · KATY, TX 77494 | Contract Administrator | $11,249 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,666 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,099 | $80,781-3.3% | $102,437-23.8% | $74,478+4.9% |
| Participation rate | 48.7% | 65.7%-16.9pp | 74.5%-25.8pp | 67.2%-18.5pp |
| Annual return | 12.85% | 27.58%-14.7pp | 24.95%-12.1pp | 1370.56%-1357.7pp |
| Employer contribution / active EE | $1,898 | $3,160-39.9% | $3,871-51.0% | $2,626-27.7% |
| Participant deferral / active EE | $2,967 | $3,862-23.2% | $5,060-41.4% | $4,350-31.8% |
| Admin fee / account holder | $542 | $2,372-77.2% | $8,388-93.5% | $1,946-72.2% |