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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $45,487 |
UBS FINANCIAL SERVICES INC4 years Service code 27 315 DEADERICK ST 5TH FL · NASHVILLE, TN 37238 | Advisory (Plan) | $30,029 |
Filed as: EXECUTIVE RETIREMENT PLANS Service code 13 4314 MADERA CREEK LANE · KATY, TX 77494 | Contract Administrator | $11,249 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,666 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,099 | $80,731-3.3% | $103,374-24.5% | $74,546+4.8% |
| Participation rate | 48.7% | 65.7%-16.9pp | 74.5%-25.8pp | 67.2%-18.5pp |
| Annual return | 12.85% | 27.56%-14.7pp | 24.89%-12.0pp | 1366.03%-1353.2pp |
| Employer contribution / active EE | $1,898 | $3,158-39.9% | $3,869-51.0% | $2,624-27.7% |
| Participant deferral / active EE | $2,967 | $3,860-23.1% | $5,058-41.3% | $4,347-31.8% |
| Admin fee / account holder | $542 | $2,369-77.1% | $8,394-93.5% | $1,944-72.1% |