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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,801 | $109,967-31.1% | $97,197-22.0% | $145,877-48.0% |
| Participation rate | 95.8% | 76.0%+19.9pp | 72.7%+23.1pp | 80.3%+15.5pp |
| Annual return | 21.33% | 244.27%-222.9pp | 75.47%-54.1pp | 551.28%-530.0pp |
| Employer contribution / active EE | $51 | $3,077-98.3% | $2,723-98.1% | $4,663-98.9% |
| Participant deferral / active EE | $4,472 | $4,676-4.4% | $4,263+4.9% | $6,691-33.2% |
| Admin fee / account holder | $6,535 | $6,199+5.4% | $5,637+15.9% | $13,402-51.2% |