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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,801 | $110,093-31.1% | $97,295-22.1% | $145,897-48.0% |
| Participation rate | 95.8% | 75.9%+19.9pp | 72.7%+23.2pp | 80.3%+15.5pp |
| Annual return | 21.33% | 244.76%-223.4pp | 75.62%-54.3pp | 552.29%-531.0pp |
| Employer contribution / active EE | $51 | $3,077-98.3% | $2,723-98.1% | $4,663-98.9% |
| Participant deferral / active EE | $4,472 | $4,678-4.4% | $4,264+4.9% | $6,689-33.2% |
| Admin fee / account holder | $6,535 | $6,212+5.2% | $5,646+15.7% | $13,390-51.2% |