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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,991 | $29,319-93.2% | $52,425-96.2% | $82,448-97.6% |
| Participation rate | 84.0% | 46.9%+37.1pp | 55.6%+28.4pp | 68.1%+15.9pp |
| Annual return | 27.04% | 535.20%-508.2pp | 302.12%-275.1pp | 41.64%-14.6pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,124 | $1,171-4.1% | $1,790-37.2% | $4,139-72.9% |
| Admin fee / account holder | $605 | $1,962-69.2% | $2,495-75.8% | $7,234-91.6% |