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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,410 | $106,864-34.1% | $147,318-52.2% | $82,637-14.8% |
| Participation rate | 95.0% | 75.5%+19.5pp | 82.1%+12.9pp | 68.1%+26.9pp |
| Annual return | 32.40% | 27.49%+4.9pp | 70.43%-38.0pp | 53.51%-21.1pp |
| Employer contribution / active EE | $13,129 | $3,417+284.3% | $4,593+185.8% | $2,552+414.4% |
| Participant deferral / active EE | $13,977 | $6,496+115.2% | $7,906+76.8% | $4,126+238.8% |
| Admin fee / account holder | $11,317 | $8,415+34.5% | $13,708-17.4% | $7,339+54.2% |