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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,994 | $97,125-31.0% | $86,233-22.3% | $137,256-51.2% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.0%-35.7pp | 80.0%-46.6pp |
| Annual return | 19.24% | 74.19%-54.9pp | 61.39%-42.1pp | 220.34%-201.1pp |
| Employer contribution / active EE | $368 | $2,841-87.0% | $2,504-85.3% | $4,156-91.1% |
| Participant deferral / active EE | $8,221 | $5,180+58.7% | $4,559+80.3% | $6,407+28.3% |
| Admin fee / account holder | $919 | $9,725-90.5% | $8,342-89.0% | $12,270-92.5% |