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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,947 | $30,437+294.1% | $56,033+114.1% | $74,459+61.1% |
| Participation rate | 24.3% | 32.9%-8.6pp | 52.5%-28.2pp | 67.2%-42.9pp |
| Annual return | 17.46% | 24.96%-7.5pp | 1711.38%-1693.9pp | 1369.70%-1352.2pp |
| Employer contribution / active EE | $666 | $610+9.3% | $1,041-36.0% | $2,626-74.6% |
| Participant deferral / active EE | $1,179 | $1,176+0.3% | $1,954-39.7% | $4,350-72.9% |
| Admin fee / account holder | $1,763 | $2,363-25.4% | $2,827-37.6% | $1,945-9.3% |