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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,947 | $34,932+243.4% | $56,441+112.5% | $74,546+60.9% |
| Participation rate | 24.3% | 32.9%-8.6pp | 52.5%-28.2pp | 67.2%-42.9pp |
| Annual return | 17.46% | 24.90%-7.4pp | 1704.21%-1686.8pp | 1366.03%-1348.6pp |
| Employer contribution / active EE | $666 | $608+9.6% | $1,039-35.9% | $2,624-74.6% |
| Participant deferral / active EE | $1,179 | $1,173+0.5% | $1,953-39.6% | $4,347-72.9% |
| Admin fee / account holder | $1,763 | $2,359-25.3% | $2,829-37.7% | $1,944-9.3% |