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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,297 | $67,823-86.3% | $52,425-82.3% | $137,256-93.2% |
| Participation rate | 9.1% | 63.9%-54.8pp | 55.6%-46.5pp | 80.0%-70.9pp |
| Annual return | 13.26% | 219.11%-205.8pp | 302.12%-288.9pp | 220.34%-207.1pp |
| Employer contribution / active EE | $248 | $1,163-78.7% | $914-72.9% | $4,156-94.0% |
| Participant deferral / active EE | $389 | $2,288-83.0% | $1,790-78.3% | $6,407-93.9% |
| Admin fee / account holder | $1,472 | $2,844-48.2% | $2,495-41.0% | $12,270-88.0% |