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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,297 | $94,439-90.2% | $73,658-87.4% | $154,746-94.0% |
| Participation rate | 9.1% | 64.7%-55.6pp | 57.0%-47.9pp | 80.7%-71.6pp |
| Annual return | 13.26% | 28.25%-15.0pp | 29.72%-16.5pp | 172.34%-159.1pp |
| Employer contribution / active EE | $248 | $1,257-80.3% | $1,032-76.0% | $4,379-94.3% |
| Participant deferral / active EE | $389 | $2,527-84.6% | $2,062-81.2% | $6,730-94.2% |
| Admin fee / account holder | $1,472 | $3,843-61.7% | $3,357-56.1% | $14,365-89.8% |