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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,450 | $94,439-54.0% | $73,658-41.0% | $154,746-71.9% |
| Participation rate | 26.3% | 64.7%-38.4pp | 57.0%-30.7pp | 80.7%-54.4pp |
| Annual return | 18.77% | 28.25%-9.5pp | 29.72%-11.0pp | 172.34%-153.6pp |
| Employer contribution / active EE | $479 | $1,257-61.9% | $1,032-53.6% | $4,379-89.1% |
| Participant deferral / active EE | $1,125 | $2,527-55.5% | $2,062-45.4% | $6,730-83.3% |
| Admin fee / account holder | $1,714 | $3,843-55.4% | $3,357-48.9% | $14,365-88.1% |