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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,450 | $104,650-58.5% | $83,854-48.2% | $155,188-72.0% |
| Participation rate | 26.3% | 65.1%-38.8pp | 59.1%-32.8pp | 80.8%-54.5pp |
| Annual return | 18.77% | 28.97%-10.2pp | 31.39%-12.6pp | 148.84%-130.1pp |
| Employer contribution / active EE | $479 | $1,196-60.0% | $1,017-52.9% | $4,248-88.7% |
| Participant deferral / active EE | $1,125 | $2,367-52.5% | $2,035-44.7% | $6,531-82.8% |
| Admin fee / account holder | $1,714 | $3,518-51.3% | $3,197-46.4% | $14,480-88.2% |