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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,991 | $107,666-30.3% | $102,184-26.6% | $154,746-51.5% |
| Participation rate | 50.0% | 83.7%-33.7pp | 82.6%-32.6pp | 80.7%-30.7pp |
| Annual return | 18.88% | 29.33%-10.4pp | 31.58%-12.7pp | 172.34%-153.5pp |
| Employer contribution / active EE | $2,107 | $3,846-45.2% | $3,594-41.4% | $4,379-51.9% |
| Participant deferral / active EE | $8,635 | $8,719-1.0% | $8,309+3.9% | $6,730+28.3% |
| Admin fee / account holder | $16 | $12,943-99.9% | $11,609-99.9% | $14,365-99.9% |